Monday, March 29, 2010

The last few weeks

There has been so much going on at our house lately. It has caused a bunch of questions so I thought I would just take time to write on my blog.

First of all, I wrote that we are selling our house. This has been such a huge relief for us. I have posted this in the past so to summarize, 2 years ago my hubby lost his job. The income that he was making at that time has never been replaced. It is a tough market for his line of work (banking/financial) and it seems that financially everything has been a struggle ever since. Not to mention that 5 months after he got laid off the Princess was diagnosed with diabetes then almost exactly a year after that Little Man was diagnosed. To say that it has been a rough few years is a HUGE understatement. We have done everything we felt was right. We have prayed, we have fasted, we have tried everything, but there was still no light at the end of the tunnel. That was until we realized that the only way to get out of this mess is to start over. This means selling the house and moving in with my mom and dad to be able to get back on our feet again. As pathetic as it sounds to be in your 30's and moving your family in with mom and dad, I am actually really excited. This is the first time in a long time that I feel like there is an end in sight and that we are taking the right steps in moving forward. My mom and dad are saints to be willing to do this for us! They are amazing people and my goal is to be like them some day. Guess that just means that I need to live with them for awhile to see the example up close and personal. :)

Our house will be on the market soon. It is a tough housing market here in Utah, so we will see what happens. I really hope that after knowing without a doubt this is what we need to do that it won't take long, but I am prepared for the worst. We have been cleaning and organizing for a few weeks and that in itself is refreshing!

In other big news I quit my job. This was a tough decision for us. It is a little complicated why I quit, but again, I know it was what I needed to do. So to be honest, and hopefully brief, I quit because my kids need health insurance. We have been battling insurance issues for several months now. We had a hard time getting approved for medicaid because of our income, but because my husband is self employed they approved the younger two. After children turn 6 they are put into a different tax bracket and you have to make less money in order for them to have medicaid. We were border line before so they don't qualify after they are six. Little Dude hasn't had it in over a year, and after the end of next month Little Princess won't have it either. There is the option of C.H.I.P insurance but only if you don't have any other insurance. Right before the Princess was diagnosed I signed up for the part time insurance with jetBlue because I felt that I needed something. Turns out that is the very thing that is holding us back from getting insurance for my older kids. I contacted the benefits department at work and they wouldn't let me cancel the insurance until open enrollment, then be in effect in January. I tried to fight my case, but there was nothing they could do. So the way we looked at it, we can't take the chance of the kids not having insurance from April until January, and the only way to get rid of it at this point was to quit. So I did. It stinks, but I am also relieved.

So you see we have been busy here at our house making life changing decisions. It hasn't been easy to make so many big decisions all at once. Thankfully we are being guided and our prayers are being answered. I haven't been this happy for several months.

In between all this decision making Little Man has struggled with croup, strep, and a dislocated elbow. Poor kid has been to the doctor 5 times in 3 weeks. But he did have a birthday yesterday and I think that he has officially forgotten all about all that other stuff.

So there you have it. Life is busy as always. Hopefully I will have time to blog more in the upcoming weeks. I have so many things to get caught up on. I could write twice a day for a month and still have things to write about. Thank goodness you are all so patient with me.


Meri said...

I think the definition of a grown up is doing things you don't want to do, because they are the things you need to do. If this is the case, you are one of the most awesome grown-ups I know. :)

I'm so happy you have found peace, and answers to your prayers. I can feel a weight lifted off your shoulders and I pray your house will sell quickly so you and your awesome family can move on.

(((HUGS))) to you my friend.

Laura said...

I wish you and your family nothing but the very best. I love that your parents are helping you out - that's what parents are for - right?? :-)

My husband is also in the banking business so I know 1st hand how bad it is.

Best of luck to you, friend!!

Nicole said...

HOLY COW that is a lot of change in such a little time. But it all sounds like good decisions and positive changes that will get you heading in the right direction and looking towards a wonderful future.

The family is together, happy and healthy and that is ALL that matters.

And I'm so glad to hear that all these changes that you have made are changes that you are at peace with, happy about and excited for the new things that are to come.


Reyna said... = AWESOMENESS!

Those are huge decisions and I am totally amazed at what you are all going through.

I'll keep my fingers crossed for you on a quick sale of your home. Do your parents live close by? Or are you moving to a different state?

xoxo...cannot wait to see more blog posts!

phonelady said...

I am finally getting out of the most financially difficult period in our lives . we have had to live with our cousin for the last nine months so I know how you feel and I am in my 40s . we are leaving next wk and starting over again and yes it is hard and it aint easy living with family . I hope it all goes well . I wish you all the best . It does get better .

Wendy said...

You are not a loser! Kendals insurance changed and his hours got cut way back and he's still in school so we too had to sell our house and move in with my parents. We needed to play catch up and get back on our feet too. And now we have live in babysitters ;) Just teasin.. Poor little man :( It just hurts my heart hearing all the stuff he has been going through. Give him a big fat hug for me and hopefully you bring him on Friday so I can see that sweet face of his. Such a flirt!!

The Piquant Storyteller said...

Amen to everything already said in comments. While it is hard for you to do what you are doing you will find success. Good luck with everything.

Amy Mitchell said...

You can do it! The worst (the decision to do it) is behind you! Now you can just move forward! Love yer guts! xoxo

Donna said...

I think you and your hubby are incredibly brave.... and are making VERY grown-up decisions. ((((HUGS))))
Do you feel like you can breathe again? =)

Holly Reed said...

I think this is going to be a great thing for you. Your parents are saints, but we already knew that, right? Beyond the financial support, it will be a big emotional support having more grownups around. I can totally see why you had to quit but these little nutty rules about income levels and who qualifies just drive me crazy. I realize there needs to be a system but there should also be a common sense judge. Oh well - sounds like you're well on your way to hitting the "refresh" button.

AjsMommy82 said...

Happy Birthday Little Man! Sounds like he's been through a lot in the last few weeks! Hope he's finally on the mend and can avoid the drs for awhile! :)
We all do what we have to do for our family! I'm happy that you're happy and I'm so glad your parents are there for you and able to help you guys out!

licoriceroot said...

You are so brave! Making the changes that are hard to make because it is what needs to be done at the time...It's difficult, but you are doing it, and you should be very proud of yourself!

One Cheap Gal said...

Wow! you are my hero. I hope your house sells fast and that everything works out. You are tough!